Guys, go to bottom, look bottom left side for box "dark version" with arrow. Click on box, select "light version" and you should be good to go. I dpn't see any "default" though.
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FYI:
I was imbedding images using the [img] code from a pic hosting site which worked fine.
Then I tried to get smarter than myself, and used the code from my personal album instead.
Everything worked fine until I logged off. I didn't notice this until after I returned from vacation [yikes]
I guess that I could view the images because I was logged on, but guests (or others?) couldn't?